Travelling alone or with your family members can be a beautiful experience. However, it also includes risk of things going wrong despite careful planning. Not all the external factors are controllable which might cause disruptions in the travel plan. Thus, it is vital to buy travel insurance to protect yourself and your family while travelling overseas.
Asia is a mixture of exotic cultures, religions, history and cuisine and every year thousands of tourists visit Asia to experience its unique way of life. While Asia can be captivating, it can also be unpredictable. Therefore, you should take some precautions before heading overseas.
Thus, if you are planning a trip to any of the Asian countries, then buying travel insurance asia is an essential component. Always make sure that your travel insurance policy covers expenses like medical emergencies, injury or illnesses. It is easy, convenient and time saving to buy travel insurance online.
Coverage
Personal Accident
Travel insurance Asia covers personal death or Permanent Total Disablement due to accidental bodily injury.
Medical Expenses
It covers medical treatment cost incurred because of any illness or injury (as mentioned in the policy wordings) suffered during the overseas vacation.
Baggage and Personal Effect loss
Most of the insurance companies provide policies, which include benefits that allow the customer to make a claim in case of loss of baggage and personnel effects. For example, if the baggage is lost while travelling in a cab or while changing airlines. The claim amount might be limited to the sum insured in the insurance policy at the time of purchase. Make sure to read the terms and conditions carefully before proceeding with the policy.
Loss of passport
You are reimbursed, if you lose your passport and need to spend on obtaining a duplicate or new passport.
Trip interruption or cancellation
While travelling to a foreign land, delays or cancellation might take place. A travel insurance policy covers you in case of such interruptions or cancellations.
Exclusions
The insurance company is not liable to make payment for the medical expenses incurred before taking the policy.
Partial destruction of baggage or a part of missing contents from the baggage are not covered under the policy.
The company is not liable to make payment for claims arising out of bodily injury or property damage to property belonging to the insured’s family, any co-worker of the insured, and any travelling companion of the insured.
Compare Travel Insurance Online
The online platform is the easiest way to compare travel insurance plans. You can instantly view and compare travel insurance reviews. One can also compare the travel insurance premium online and choose the policy as per his/her requirements.
Following are some benefits you get while purchasing travel insurance online:
1) Easy travel plan comparison
2) It helps you to make an informed choice by getting quotes for travel policies online
3) You can compare the travel plan, assess features and benefits of side-by-side and find the plan meeting your requirements
4) Save money and time as the process requires no paperwork and is hassle-free
